I have just set everything on auto and hit the shutter.
I have only used it in light surf conditions but have still got clobbered a few times
I would use a secure leash in anything heavier
90% of the shots were unusable but that is the beauty of digital you can go out and shoot 1,000 frames at no real cost.
As I said it suits me for what I do
"Photography to the amateur is recreation, to the professional it is work, and hard work too, no matter how pleasurable it may be."
( Total NIKON bigot )